Voluntary Plans

Discounted auto, home and renters’ insurance is offered exclusively to all CSU employees (excluding rehired annuitants and students) through California Casualty. Employees can save an average of over $500 and receive unique benefits like: free/waived deductible if your vehicle is hit/vandalized on campus, identity theft protection, 12-month rate lock guarantee, no charge personal property coverage up to $500 and payroll deduction available at no cost to active employees or monthly E-Z Pay Plans with skip payment options. Employees can enroll at any time.

California Casualty at (866) 680-5142

California Casualty Website

The CSU provides you the opportunity to participate in the 403(b) Supplemental Retirement Plan (SRP). This is a voluntary retirement program that can help you save money on taxes, invest in your future and supplement your income in retirement. There are two ways to contribute: Pretax Option or Roth Contribution (After-Tax) Option. By contributing into the 403(b), you can improve your chances of reaching your retirement goals. 

Employees may enroll or cancel at any time. To enroll, you can:

• Call Fidelity at (800) 642-7131 and mention CSU plan number 50537
• Go to ​Fidelity
  • ​Click on the “Enroll Now” button
  • Enter ​​your information, including CSU plan number 50537

An ARAG® legal insurance plan is not just for the serious issues. It is for events you plan for, like getting married or creating a will. Or the unexpected situations, like a traffic ticket or landlord dispute. Network attorney fees are 100% paid in full for most covered matters. Benefit from a wide range of coverage and services to protect you and your loved ones. Employees can enroll or cancel only during open enrollment. 

ARAG at (800) 247-4184

ARAG Website

Whether they have two legs or four, every family member deserves quality health care. That is why this pet health insurance gives you the freedom to use any vet, anywhere, including specialist and emergency providers. Nationwide offers various benefit options for your pets. This insurance can cover your pet’s accidents, illness and even preventive care and wellness services. Plans are available for dogs, cats, birds, small mammals, and exotics (such as reptiles). Employees may enroll or cancel at any time. To learn more about this plan and/or to enroll, visit their website below.

Nationwide: Pet Insurance at (877) 738-7874

Nationwide: Pet Insurance Website

Savings Plus Program offers 401(k) and 457(b) voluntary retirement plans to most State of California employees including the California State University (CSU) system. A minimum of $25 per month, per plan and a maximum pre-tax/Roth of $22,500 annually. For a side-by-side summary of the plans, review 401(k) and 457(b) Plan Comparison Chart that includes both the pre-tax and Roth options.

Employees may enroll or cancel at any time. To access enrollment, you can: 

• Visit the Savings Plus Website
• Call Savings Plus at 855-616-4776
• Speak with a Retirement Specialist at Appointment Scheduler

Accident Insurance

Accidents can happen when least expected, and while they can’t always be prevented, you can have the financial support to make your recovery less expensive and stressful. This insurance, provided by The Standard, can help with out-of-pocket expenses such as deductibles, copays, transportation to medical centers, and more. Employees can enroll or cancel only during Open Enrollment.

Critical Illness Insurance

Group Critical Illness Insurance provides a lump-sum payment to cover out-of-pocket medical expenses and costs associated with life changes following the diagnosis of a covered critical illness. In addition, there are cash benefits for specified health screenings. You and/or your spouse/registered domestic partner must be between the ages of 18-64 and enrolled in a health insurance plan to participate in this plan. Employees can enroll or cancel only during Open Enrollment. 

Voluntary Accidental Death and Dismemberment (AD&D) Insurance

You are eligible to purchase group Accidental Death and Dismemberment (AD&D) insurance that covers you and your dependents in the event of death or dismemberment because of a covered accident. You may elect up to $1 million in coverage. Coverage for spouse/registered domestic partner and dependent child(ren) coverage are also available. Employees may enroll or cancel at any time. 

Voluntary Life Insurance

You have the opportunity to purchase group life insurance for you and your eligible dependents. Employees can enroll or increase supplemental life insurance at any time. However, evidence of insurability may be required. Employees may enroll or cancel at any time. 

Voluntary Long – Term Disability

You can purchase a level of group disability insurance with either a 30-day or 90-day waiting period. Employees automatically enrolled in the CSU employer-paid LTD plan are not eligible to participate in this voluntary plan. Employees may enroll or cancel at any time.

To learn more about these benefits and/or to enroll, go to The Standard or call (800) 378-5745.